Our Team

With over 40 years of experience in the financial services industry, Richard is a trusted name in complex financial planning, including tax and estate strategies. He began his career with a leading insurance company and later co-founded Cremasco Financial with Dan Kennedy, establishing a legacy of excellence in the Guelph area.

Richard is dedicated to understanding his clients' unique goals and aspirations through personalized consultations. He focuses on developing tax-efficient strategies tailored to each individual's financial landscape, ensuring they achieve their long-term objectives.

Richard is recognized as one of the leading professionals in his field, and he continues to inspire confidence and success in his clients’ financial journeys.

With over 35 years of experience in financial services, Dan Kennedy is a founding partner of Cremasco Financial. Specializing in the needs of corporate clients and business owners, Dan excels in areas like group benefits, retirement planning, succession strategies, and estate planning. His passion for the entrepreneurial spirit drives him to explore the unique challenges and triumphs faced by businesses.

Recognized as one of the most respected advisors in the industry, Dan combines his extensive knowledge with a commitment to client success. He is dedicated to navigating complex financial landscapes and providing tailored solutions.

Dan is always eager to connect with clients and help them achieve their financial goals.

Andrew Cremasco brings over 10 years of financial services and accounting experience to his role at Cremasco Financial. He specializes in detailed analysis to assess and track clients' liquidity, insurance, retirement, estate, and succession planning goals. As part of the firm's evolution, Andrew represents the next generation of advisors, ensuring the continuity and excellence of client service.

With over 20 years in the financial services industry, Drew specializes in comprehensive financial planning, insurance, and investment strategies. He provides independent, strategic advice tailored to the unique needs of business owners, executives and individuals near or in retirement.

Jeffrey S. Snyder brings over 30 years of expertise in corporate retirement and employee benefit plans, providing independent, strategic advice to senior management. His commitment to unbiased research ensures that his recommendations deliver exceptional value, ultimately helping businesses save money while enhancing their benefits offerings.

As an expert in designing, implementing, and continually improving benefit plans, Jeff enables business owners and senior managers to focus on their core operations and personal interests. He prioritizes building trust with his clients and works tirelessly to uphold that trust.

Jordan is a graduate of the Financial Planning Program at Conestoga College. He joined Cremasco after 3 years as an advisor with Canada Life, where he developed a strong passion for comprehensive planning in insurance, estate, and investment strategies. At Cremasco, Jordan represents the next generation of advisors, ensuring continuity and exceptional service for clients.

With 6 years of experience in the insurance industry and a Bachelor of Commerce from the University of Guelph, Justin specializes in helping organizations and individuals find tailored solutions for their group benefits and retirement needs. As a Group Benefit and Retirement Specialist, he is committed to building strong relationships and delivering exceptional service. His focus is on understanding each client’s unique goals and providing customized strategies that ensure long term success.