Our Team

Richard has been in the business for 40 years, specializing in complex financial planning including tax and estate planning. He started out with a leading insurance company and later partnered with Dan Kennedy to create Cremasco Financial. Richard is one of the most respected and top representatives in the insurance and financial industries in the Guelph area. He has the ability to understanding client affairs, needs and desires through one on one meetings and strives to find tax efficient ways to structure financial needs.

• Over 35 years of financial services experience
• Bachelor of Arts, University of Western Ontario
• Consultant for life insurance and related products, segregated funds, mutual funds, labor-sponsored funds, GIC's and annuities
• Chartered Life Underwriter (CLU)
• Chartered Financial Consultant (CH.F.C.)
• Certified Financial Planner professional (CFP)

Dan is one of the founding partners of Cremasco Financial alongside Richard Cremasco. He has been in the business for over 30 years and focuses his attention on corporate clients and business owners addressing their unique needs in group benefits, group retirement, succession and estate planning. Dan’s experience has made him an avid fan of entrepreneurial spirit and he thoroughly enjoys learning about business challenges and successes. Dan’s dedication to client and corporate affairs has identified him as one of the most respected advisors in the industry.

• Over 30 years of financial services experience
• Bachelor of Arts in Management Economics, University of Guelph
• Consultant for life insurance and related products, segregated funds, mutual funds, GIC's, annuities and group benefits
• Founding member of C3 Advisory
• Branch Manager
• Certified Financial Planner professional (CFP)

Drew has been in the business for over 20 years and has expertise in financial planning, insurance and investment strategies. He provides independent, strategic advice to business owners, managers and entrepreneurs.

• Over 25 years of financial services experience
• Bachelor of Arts (Sociology) Wilfrid Laurier University
• Certified Financial Planner professional (CFP)
• Registered Health Underwriter (RHU)
• Consultant for life insurance and related products, segregated funds, mutual funds, labor-sponsored funds, GIC's and annuities

Jeff provides independent, strategic advice to senior management to ensure recommendations are based on unbiased research and his 30 years of experience. He has become an expert in the design, implementation and constant improvement of corporate retirement and employee benefit plans of superior value for owners and senior managers which will save them money. The business owners and senior managers with whom Jeff works appreciate the expertise given, allowing more time to run their business and pursue personal interests. Jeff values a client's trust above everything else and once a decision to work with him is made, he works diligently to be worthy of that trust.

Jeff renews his commitment to continuous improvement by updating his qualifications each year and maintaining his Fellow’s Designation with the International Society of Certified Employee Benefit Specialists.

• Bachelor of Arts, Specialized Honours Economics, York University
• Masters of Business Administration, York University
• Canadian Securities Course
• Group Benefit Associate, International Foundation of Employee Benefit Plans (IFEBP)
• Retirement Plan Associate, IFEBP
• Certified Employee Benefits Specialist (CEBS), IFEBP
• Fellow, International Society of Certified Employee Benefit Specialists
• Consultant for corporate retirement plans, executive pensions and Employee benefit plans

Andrew utilizes detailed analysis to assess and track clients liquidity, insurance, retirement, estate and succession planning goals. He represents part of Cremasco Financials evolution as the firm continues to grow by adding next generation advisors, ensuring the continuity of our client’s affairs is maintained.

• Over 7 years of financial services and accounting experience
• Bachelor of Commerce (Marketing) University of Guelph
• Chartered Professional Accountant, Certified Management Accountant (CPA, CMA)
• Chartered Life Underwriter (CLU)

Jordan is a graduate of the Financial Planning Program at Conestoga College. He joined Cremasco after 3 years as an advisor with Canada Life, where he had a passion for planning across the areas of insurance, estate and investment planning. Jordan continues Cremasco’s focus of adding next generation advisors ensuring continuity for clients.