Our Team

As professional financial planners, we continually strive to see every client realize all of their financial dreams. Whether your goal is to save for a new home or your retirement, protecting loved ones from financial losses or managing your portfolio wisely, we have the experience and resources to meet your needs.

Financial Advisor,Financial Dreams,Financial Advisors

Partners

Richard Cremasco, B.A., CLU, CH.F.C., CFP

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Certified Financial Planner®

With over 40 years of experience in the financial services industry, Richard is a trusted name in complex financial planning, including tax and estate strategies. He began his career with a leading insurance company and later co-founded Cremasco Financial with Dan Kennedy, establishing a legacy of excellence in the Guelph area.

Richard is dedicated to understanding his clients’ unique goals and aspirations through personalized consultations. He focuses on developing tax-efficient strategies tailored to each individual’s financial landscape, ensuring they achieve their long-term objectives.
Richard is recognized as one of the leading professionals in his field, and he continues to inspire confidence and success in his clients’ financial journeys.

Daniel Kennedy Jr., B.A., CFP

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Certified Financial Planner®
With over 35 years of experience in financial services, Dan Kennedy is a founding partner of Cremasco Financial. Specializing in the needs of corporate clients and business owners, Dan excels in areas like group benefits, retirement planning, succession strategies, and estate planning. His passion for the entrepreneurial spirit drives him to explore the unique challenges and triumphs faced by businesses.
Recognized as one of the most respected advisors in the industry, Dan combines his extensive knowledge with a commitment to client success. He is dedicated to navigating complex financial landscapes and providing tailored solutions.
Dan is always eager to connect with clients and help them achieve their financial goals.

Andrew Cremasco, B.Comm, CFP, CPA, CMA, CLU

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Certified Financial Planner®

Andrew Cremasco brings over 10 years of financial services and accounting experience to his role at Cremasco Financial. He specializes in detailed analysis to assess and track clients’ liquidity, insurance, retirement, estate, and succession planning goals. 

As part of the firm’s evolution, Andrew represents the next generation of advisors, ensuring the continuity and excellence of client service.

Administration

patricia vergados 2024

Patricia Vergados

Senior Financial Administrator
amandeep saini 2024

Amandeep Saini

Financial Administrator
krista vetter 2024

Krista Vetter

Financial Administrator